BOAT EXPOSURE COST CALCULATOR
WHAT DOES EXPOSURE
COST YOUR BOAT?
Choose your boat and explore what exposure could cost over time.
01 Choose your boat
Make it yoursWake / Surf
Explore the cost of leaving it exposed.

Your exposure profile
Count days without effective protection, not simply days outdoors.
ESTIMATED EXPOSURE COST OVER 5 YEARS
ABOUTEstimated per year $1,404
ANNUAL COST BREAKDOWN
Illustrative costs, not guaranteed savings.
Illustrative estimate • Not a resale appraisal
Discuss your estimate with your boat cover dealer.
How this estimate is calculated
Boat type personalizes the illustration only; it does not change the calculation. The large estimate is rounded to the nearest $100. This calculator uses the same model as the Marine Concepts exposure-cost calculator. Annual cost = boat value × category rate × (days exposed ÷ 365) × environment multiplier.
Category rates: gel coat 1.65%; upholstery & canvas 0.77%; mildew, cleaning & detailing 0.93%. Saltwater adds 0.60% for moisture damage. Environment multipliers: freshwater 1.00×, mixed 1.30×, saltwater 1.75×.
Multi-year estimates multiply the annual cost by the selected years, without compounding or a declining boat value. These are illustrative model assumptions, not independently validated predictions. Actual costs depend on boat condition, care, storage and local conditions. Rounded categories may not sum to the displayed total.